Conman Poses as Software Engineer to Cheat Bengaluru Bank

Speedy Summary

• Whitefield division cybercrime police are investigating a conman who posed as a software engineer to fraudulently obtain two credit cards from a private bank.
• The scam resulted in the bank losing ₹25 lakh over six months.
• The identity theft was discovered when the real software engineer noticed unauthorized credit cards linked to his PAN card and filed a complaint with the bank.
• A case has been registered against an unknown individual under various Sections of the IT Act and cheating/impersonation offenses from the BNS.
• Despite KYC and video verification processes by the bank, the conman successfully submitted forged documents, leading to card approval and delivery to an address on Swamy Vivekananda Road in Halasuru (June 2024).
• Police are now tracing transaction details linked to these cards while probing for potential lapses in the bank’s verification procedures.

Link for Read More: Published – July 31, 2025, 07:28 pm IST

Indian Opinion Analysis

This incident highlights growing concerns regarding cybersecurity vulnerabilities within India’s financial sector. While robust KYC and video verification processes were supposedly followed by the private bank involved, triumphant identity theft indicates either procedural gaps or potentially sophisticated forgery methods used by fraudsters. This case further underscores how critical it is for banks to improve document authentication mechanisms and intensify employee training for identifying anomalies during account approvals.

for individuals, this serves as another reminder of safeguarding personal information like PAN card details against misuse. As financial transactions increasingly move online, collaboration between cybersecurity firms, banks, and law enforcement becomes essential in combating such scams effectively-a step vital not just for ensuring consumer trust but also system integrity across India’s expanding digital economy.