Loans Approved for Women SHG Members in Sangareddy to Build Indiramma Houses

Rapid summary:

• Sangareddy collector P Pravinya announced the release of ₹12 crore from District Rural Advancement Agency (DRDA) funds to Women Self Help Groups (shgs) for constructing Indiramma Houses.
• Under the State government’s Indiramma Housing Scheme, each beneficiary receives financial assistance of ₹5 lakh to build houses measuring 400-600 sq. ft.
• Funds are released in four instalments: ₹1 lakh after foundation completion, ₹1.75 lakh upon slab laying, another ₹1.75 lakh after wall construction, and a final ₹1 lakh post house completion.
• The government ensures disbursement every Monday upon verification using photographs of construction stages.
• Challenges persist as many beneficiaries face difficulty arranging initial funds; most beneficiaries belong to poor and underprivileged sections.
• SHG members selected as scheme beneficiaries can access loans from the allocated DRDA funds for easing upfront expenses during construction, per district officials and project director Chalapathi Rao.
• Of the allotted 16,559 houses in sangareddy district, 14,529 were sanctioned. As of july 7, 2025:

– Basement work was reported complete on only 692 houses.
– First instalment funds were disbursed to just 532 beneficiaries.

Indian Opinion Analysis:

The implementation of housing schemes like Indiramma reflects earnest efforts toward inclusive development by addressing shelter needs among vulnerable communities. Releasing instalments based on verified stages promotes accountability but poses challenges where upfront costs exceed immediate resources for recipients-especially low-income individuals relying on SHGs or loans to bridge gaps. Distribution issues revealed by partial utilisation highlight potential administrative bottlenecks or delays that need resolution for achieving targeted goals effectively.

Moreover,involvement of Women Self Help Groups strengthens grassroots execution while empowering women economically-a commendable strategy with long-term societal benefits if scaled correctly across regions requiring similar interventions.

Read more: The Hindu Article

Images:

!1200/Indiramma%20illu%20meeting%20SANGAREDDY.jpg”>Meeting in Sangareddy