UPI Rule Changes from August 1: Key Updates on Autopay and Balance Checks

Rapid Summary

• The National Payments Corporation of India (NPCI) will introduce key changes to Unified Payments Interface (UPI) systems beginning August 1, 2025.
• daily Limit of balance Checks: Users can perform a maximum of 50 balance checks per day on a single UPI app to reduce system load.
• Linked Bank Account Views: Users can view their list of linked bank accounts only up to 25 times daily.
• Autopay Transaction Hours: Autopay payments will be processed only during specific time slots-before 10 am, between 1 pm and 5 pm, and after 9:30 pm.
• Failed Transaction Status Checks: Users may check the status of failed transactions up to three times daily; ther must be at least a gap of 90 seconds between each inquiry.
• Recipient Name Displayed Before Payment: Since June 2025, payments show the recipient’s name before confirmation to minimize errors in fund transfers.

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